Terms of Service

Private mortgages are offered by investors instead of traditional lenders like banks. They are:

• Faster

• More flexible

• Based more on property equity than income or credit

They help bridge gaps when traditional financing isn’t an option.

We provide flexible private mortgage solutions including:

• First and second mortgages

• Bridge financing

• Short-term refinance

• Debt consolidation

• Equity-based lending

• Fast funding for time-sensitive situations

We also arrange third mortgages, commercial mortgages, and land or development financing including serviced lots, infill projects, and construction draws.

Alberta, British Columbia, and Saskatchewan, in both urban and rural centres. Our office is in Calgary. If a property sits outside those three provinces we will refer you to a lender who covers that market rather than leaving you without an answer.

Yes. We review all borrower types, including self-employed borrowers and borrowers with credit issues. We look at the equity, the location, the loan to value, and the exit strategy rather than fitting the borrower into rigid criteria.

We typically lend to 75 percent of the property value, and we will look at higher on a case by case basis where the collateral is strong. Above 85 percent the equity is usually too thin for us to take a position.