Learn More About Our Private Lending Services

Private mortgages are offered by investors instead of traditional lenders like banks. They are: Faster. More flexible. Based more on property equity than income or credit. They help bridge gaps when traditional financing isn't an option.

We provide flexible private mortgage solutions including first and second mortgages, bridge financing, short-term refinance, debt consolidation, equity-based lending, and fast funding for time-sensitive situations.

Alberta, British Columbia, and Saskatchewan, in both urban and rural centres. Our office is in

Calgary. If a property sits outside those three provinces we will refer you to a lender who covers

that market rather than leaving you without an answer.

Yes. We review all borrower types, including self-employed borrowers and borrowers with credit

issues. We look at the equity, the location, the loan to value, and the exit strategy rather than

fitting the borrower into rigid criteria.

We typically lend to 75 percent of the property value, and we will look at higher on a case by

case basis where the collateral is strong. Above 85 percent the equity is usually too thin for us

to take a position.

We look at loans from $50,000 up to $4 million, and larger on commercial deals. Residential

loans rarely exceed $1.5 million. If a deal falls below or above that range we will refer it to

someone who handles that size.

Rates depend on factors like location, loan-to-value, borrower circumstances, and risk. Your broker will go over the numbers with you before you proceed.

Yes. Private lending includes lender fees, broker fees, and legal fees. All fees are clearly outlined upfront so there are no surprises.

Borrowers get an initial response from us within minutes of sending a file. Once the full package is in, we aim to come back with a commitment within four business hours. Funding follows in days, not weeks.

We work mostly through mortgage brokers, and if you already have one, send them to us. If you do not have a broker, contact us anyway. Depending on the deal we may be able to work with you directly, or we will help you find a broker who can package the file properly.

Lions Den Capital arranges private mortgages across all three provinces from our office in Calgary. Most borrowers reach us through their mortgage broker, which is the fastest route because the broker packages the file for us. If you do not have a broker, call us at 587-333-4234 and we will point you in the right direction.

At the end of your mortgage term, there are several options depending on your situation. Many borrowers refinance with a traditional lender, renew with another private mortgage if more time is needed, or sell the property to repay the loan. We'll discuss your exit strategy with you from the beginning and work with you to determine the best next step before your term ends.

Mortgage services are provided by Steven Loewer, licensed with Mortgage Connection. Associate Licence #511578, Brokerage Licence #511359. Lions Den Capital is a branding and advisory platform, not a lender, administrator, or separate reporting entity.